New Jersey Auto Insurance

New Jersey Auto Insurance: Facts and Means
Some essential information and valuable sources are listed below to help you in acquiring New Jersey Auto Insurance.

Various options are available for New Jersey drivers on purchasing car insurance. Every choices varies on the policy rates and coverage receive. If you caught uninsured while driving in the state of New Jersey, this would be a result to economic loss by not having an insurance protection, fines, driver’s license or registration suspension and others. Consumers must understand the product before buying it and know the best coverage that suits your needs.

Get New Jersey Car Insurance Quotes and Low Cost Auto Insurance Rates from various and leading auto insurance providers.


New Jersey Car Insurance Laws
New Jersey auto insurance state laws mandated that all vehicles on its road must have liability automobile insurance policy. There are two types of policy available in the state of New Jersey, the standard and basic policy which the coverage varies on the type and cost of the chosen policy.


Basic Policy:
Under the basic policy, property damage liability covers 5,000 dollar per accident; bodily injury liability has an optional 10,000 dollar coverage for all person per accident because this coverage is not really included on the policy; personal injury protection covers 15,000 dollar per person in an accident with a maximum of 250,000 dollar as policy defined it permanent or significant injury.


Standard Policy:
Under the standard policy, it requires 15,000 dollar bodily injury liability per person injured with up to 30,000 dollar per accident; 5,000 dollar property damage liability coverage per accident; personal injury protection covers 250,000 dollar per person in an accident if you choose the lower limit, however, a maximum of 250,000 dollar as the policy defined it permanent or significant injury regardless of the chosen limit; and, the uninsured and under-insured motorist coverage is available which vary on the selected amount for liability coverage.

Collision and comprehensive coverage are available as an option which relatively helps for loan or leased vehicle that requires physical damage coverage.